Mike Graves
Senior Loan Officer
NMLS #1992057
Hello, I'm Mike Graves, a seasoned Loan Officer with years of dedicated experience in the Mortgage Industry. Over the course of my career, I have developed a deep understanding of the intricacies of the lending landscape, helping individuals and families achieve their financial goals.
My journey in the world of has equipped me with a comprehensive skill set, allowing me to guide clients through the complexities of loan processes and ensure they make informed decisions tailored to their unique needs. I take pride in providing excellent customer service, fostering trust, and building lasting relationships with clients.
Outside of my professional endeavors, I find fulfillment in my role as a family man. My wife, Hilary Graves, and I share a loving and supportive partnership. Together, we are proud parents to two wonderful boys who bring joy and purpose to our lives.
How Adjustable-Rate Loans Work and When They Make Sense
May 19, 2026
Learn how adjustable-rate mortgages work, including fixed periods, rate caps, and adjustment schedules. Find out if an ARM could save you money.
FHA Property Requirements: What a Home Must Have to Qualify for FHA Financing
May 14, 2026
FHA loans require homes to meet minimum standards for safety, security, and structural soundness. Learn what can cause a home to fail to get FHA approval.
8 Smart Questions to Ask Before Refinancing Your Mortgage
May 12, 2026
Thinking about refinancing? Learn the most important questions to ask lenders about rates, costs, PMI, and loan terms before you refinance your mortgage.
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and trusted guidance every step of the way.