Joshua Phillips
Loan Officer
NMLS #1588534
Hi There,
Service is the name
of the game! I want my clients to feel comfortable and well informed throughout
their mortgage process. I really enjoy interacting with and learning the
stories of my individual clients. That has always been one of the greatest
perks of this work.
Originally
from Chattanooga, TN, my wife and I relocated to the Atlanta area in 2012 where
we planted our roots and began to raise our little family. I love the time I’m
able to spend with my children and family. In my free time, I love playing
basketball, working out, and fishing as often as I can.
If
you’re ready to invest in your future with a home purchase, or see how much you
can save on your current mortgage with a refinance, please give me a call. I
look forward to working with you!
Should First-Time Buyers Consider a Lease Option?
Sep 23, 2026
Learn how a lease option works, key pros and risks, and when it may help first-time buyers move toward homeownership.
Financing Options for Accessory Dwelling Units
Sep 21, 2026
Learn how to finance an Accessory Dwelling Unit (ADU) with equity, refinance, HELOC and construction loans for your property.
Can I Get a Mortgage Without a Credit Check?
Sep 18, 2026
Practical ways to qualify for a mortgage using alternative credit and manual underwriting when you don't have a credit score.
Thank You!
Your request has been submitted.
Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and trusted guidance every step of the way.