Jennifer Brown, CDLP®, CADP ™, CVLS

NMLS # 207017


Jennifer Brown, CDLP®, CADP ™, CVLS Vice President and Owner Partner
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Jennifer Brown, CDLP®, CADP ™, CVLS

Jennifer Brown, CDLP®, CADP ™, CVLS

Vice President and Owner Partner

Mortgage Calculators

Loan Programs




About Jennifer

Vice President and Owner Partner


In 2022 NMI was awarded the NAMB Southeast Region (25 or more employees) Mortgage Broker of the Year and Best of Forsyth Mortgage Lender of the Year.


Leave the Shopping to Us

Deciding on the home loan right for you and shopping for the best rate can be overwhelming.  Leave it to us, it’s what we do!  Our mission is to provide the best terms available in the marketplace to our clients and the communities we serve. 

With access to over 20 investors and banks, we work with clients to identify the financing that best meets their needs, secure the best terms for that financing, and deliver the best customer service experience in the industry.

At Neighborhood Mortgage, Inc. we offer a broad range of products, Conventional, FHA, VA, USDA, Jumbo, Fixed and Adjustable Rates, as well as Non-Agency Portfolio Products like bank statement loans and non-warrantable condominiums.

Our platform generates profitability on lower margins.  Operating on lower overhead creates savings we pass on to our clients.   No middle sales management and a streamlined process equals better pricing and the most competitive terms.


Divorce Mortgage Planning


Divorce mortgage planning is critical to ensure divorcing homeowners have the knowledge to make more informed decisions as it pertains to post-decree housing. As a Certified Divorce Lending Professional (CDLP®), I have the expanded knowledge and vision to identify the mortgage financing strategies tailored to meet your specific needs and goals.  I collaborate with you and your divorce team to implement a strategic divorce settlement agreement, setting you up for success.


As a member of the Amicable Divorce Network (ADN), and as a Certified Amicable Divorce Professional (CADP ™), I partner with divorce professionals who respect your choice to divorce peacefully. We focus on the life cycle of a divorce, giving me a deeper understanding of how to assist clients through the divorce process in a low conflict, child focused and efficient manner.


There is no fee for a divorce mortgage planning consultation.  Our consultation will include a review of your current living arrangements, housing expenses and what you envision post-divorce.  Some of the topics we will discuss include:

-        The difference between actual and qualifying income.

-        Return to work strategies that will expedite mortgage eligibility.

-        The best way to structure an equity buyout.

-        The definition of contingent liabilities and how they impact your ability to be eligible for a mortgage. 

After our initial consultation, we will come up with a plan to implement our strategies during the mediation and negotiation stage.


VA Home Loan


I am a Certified Veterans Lending Specialist (CVLS) and a US CARES Certified Military Housing Specialist and take great pride in being a VA Home Loan expert.  As a CVLS, I have been trained on advanced topics like proving eligibility for everyone including reservists and surviving spouses; restoring entitlement and the different restorations, truths about VA appraisals and the Tidewater Initiative, Joint Loans for non-married and non-occupant co-borrowers.

 The VA Home Loan has suffered from negative publicity, misunderstandings, and misconceptions.  The VA Home Loan is a Benefit you earned by serving our country. Don’t let someone that doesn’t understand how the benefit works talk you out of taking advantage of this great loan! 

 Let’s break down some of these misconceptions:


Veteran misconceptions:

o   Think their eligibility has expired.

o   Think they can only use their eligibility once.

o   Think it is harder to qualify for a VA Home Loan.

o   Think it is only for active-duty military.

o   Think they can’t have more than one VA Home Loan at a time.

o   Think they are ineligible because they have a previously compromised VA Home Loan (foreclosure, short sale, etc.) 



Seller misconceptions:

o   Believe it will cost them more money because there are certain fees the Veteran is not allowed to pay.

-        While there are costs that the VA prohibits lenders from charging Veterans, if an expense falls into the non-allowable fees category, it doesn’t mean the seller has to cover those fees. The reality is, in some cases, the VA loan fees are paid by the seller. But often, the lender or real estate agent, or combination of both, will pick up the tab.

o   Believe that, because in some scenarios there is no down payment required, the buyer is not well qualified.

-        The reality is, since there is no down payment requirement, veteran buyers have more purchasing power. Unlike many loan programs, a lower credit score, bankruptcy or foreclosure does not disqualify Veteran borrowers. 

o   Believe it takes longer to close.

-        The reality is, we can close a VA Home Loan as fast as quickly as any other loan type.

o   Believe the appraisal will come in low or have crazy repair requirements.

-        Although there are Minimum Property Requirements, to ensure the home is a safe investment for the Veteran, the reality is, appraisers have the same goal no matter what type of loan is involved.



A 27-year veteran in the mortgage industry, Jennifer has originated mortgages in metro-Atlanta since 1998 and is licensed in AL, FL, GA, SC, and TN. In 2019 she became a partner and co-owner of Neighborhood Mortgage, Inc. founded in 2001. Jennifer takes great pride in her role as Vice President of NMI and serving her community and business partners as a trusted mortgage expert.

Born and raised in the great state of Alabama, Jennifer relocated to Atlanta in 1997 when she began her career in the mortgage industry. Confusing to most, she is a huge Bama fan even though she graduated magna cum laude from AUM with a finance degree.  Jennifer and her husband of 20 years reside in Alpharetta with their daughter and black lab, Bear Bryant Brown, Jr. In their spare time you can find them hosting or attending a tailgate, spending time at their home on Florida’s beautiful 30A, on the golf course, at the softball fields or spending time with their large family from Kentucky to Colorado.

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Contact Jennifer

Jennifer Brown, CDLP®, CADP ™, CVLS

Vice President and Owner Partner
NMLS# 207017

1835 Lockeway Drive Suite 306
Alpharetta, GA 30004
State Licenses: AL, FL, GA, SC, TN

Trusted Partner

I want to earn your business for life. You can also count on me to help your family and friends whenever they need a mortgage.

Great Rates

I know that you want a great rate when you purchase or refinance a home! Our company offers some of the best rates in the industry.


Getting a mortgage requires a lot of communication. Our team will remain in constant contact with you throughout the process.

Close on Time

I know that time is of the essence whenever you’re buying or refinancing a home. I am committed to a quick and efficient closing.

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