General Qualifications for a Loan Modification

The qualifications for loan modification vary based on each homeowner's unique situation. The list provided below is an attempt to identify commonalities between most people who qualify. After reviewing this list please call us at 678-990-8600 to speak with a load modification specialists who can evaluate your situation.

The following are general stipulations that might qualify you for a loan modification

  • You have a variable rate loan and negative amortization
  • You have a fixed rate loan with a very high interest rate
  • Your loan requires a penalty for prepayments
  • Personal or Economic hardship such as death of a spouse, loss of employment, injury, accident, illness or divorce
  • You are behind payments and unable to become current
  • Lending violations in your original mortgage

 

Wednesday, September 20, 2017

Application Options

We offer a variety of loan application options, including a Quick Application, a Standard Application, and a 5 Step Application.

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Neighborhood Mortgage

1835 Lockeway Drive, Suite 306
Alpharetta, Georgia 30004
Phone: 678-990-8587
Fax: 678-990-8601
Email: info2@nloans.net
NMLS: 138234

Neighborhood Mortgage is a Georgia Residential Mortgage Licensee # 16837 , South Carolina Branch #407671 and a HUD approved Lender.
National Mortgage Licensing System #138234