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In today’s economy we all have to be cost conscious. As a Mortgage broker I can find the best rate with the lowest amount of closing costs for you.
Mortgages… What I can offer you:Purchase and Refinances Residential HomesInvestment Homes, Second Homes, and New ConstructionFixed Rate, Adjustable Rate, Interest Only LoansConventional, FHA-Loan, VA-Loan, Special Government Programs
Good Faith… What I can give you:
If you are looking for the best deal please contact me via email or telephone. I will send you a good faith and Truth in Lending Disclosure. All fees are disclosed upfront, with no surprises!! I will email you my best offer based on some information that you will need to provide to me.
1) Sales price or estimated home value
2) Desired Loan Amount
3) Payoff amounts of current mortgage balances (if refinance)
4) Approximate credit scores for all borrowers
5) Desired Closing Date
Professional Summary… What my background is:I have over 10 years background in Mortgage, New Residential Construction, and Real Estate. I am a professional mortgage advisor / loan officer, and licensed Realtor. I am very passionate about what I do for a living and I take a great deal of pride in providing my clients with exceptional service. I do not take anything for granted but appreciate an honest friendly relationship with my customers.
Associations… Who stands behind me:I am a Loan Officer for Neighborhood Mortgage, Inc. based in the North Metro Atlanta area. We are licensed in the states of Georgia, Florida, Tennessee, South Carolina and Alabama. We are members of the The Better Business Bureau and various Associations of bankers, brokers, Realtor associations and various Chambers of Commerce.
Philosophy… What I stand for:My philosophy is a simple one: Be completely honest and forthright from the beginning. Give the customer a great rate, low closing costs, be easily available for them. Show respect, be professional and courteous. In short, give my clients and future clients the experience that they expect and deserve! If you do these things, you have not just created a customer but a customer for LIFE and perhaps a friend.
Personal… Who I am:On a personal note, I am married with 2 sons, a chow-chow (Kodi) and a Shizu (Arthur) we are active in Baseball, Football and Basketball depending on the season. We also have a small bass boat and enjoy fishing! We have lived in our home for 11 years in North Forsyth. I enjoy working with the community in which I live, and look forward to helping others achieve their goals.
We deliver rates that are consistantly lower than the national averages, and if rates go down, we'll get you the lower rates, guaranteed!
e-mail Barbara at: mailto:BarbP@nloans.net
I'll send you a good faith estimate right away.
Things people should know:
Whats the difference between a pre-qualification and pre-approval?
Understanding the Good Faith Estimate (GFE).
How to read a HUD-1 Settlement (the loan closing) statement ?
The consumer Handbook to Adjustable rate mortgages.
 Neighborhood Mortgage - 1835 Lockeway Drive Suite 306 - Alpharetta, GA 30004 Office Phone: 678-990-8600 Fax: 678-990-8601 Toll Free Phone: 1-877-208-6451
Equal opportunity Lender
Neighborhood Mortgage is a Georgia Residential Mortgage Licensee # 16837 , Tennessee Registrant # and a HUD approved Lender.
National Mortgage Licensing System Registration #138234
 
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